Name a Device any Device –

Name a Device any Device –
April 3, 2017 Katherine Matina

– That You Can’t Live Without

Some people may name a medical device or implant, such as a hearing aid, an artificial joint, or a pacemaker. Others may say they couldn’t live without their electric bikes, GPS devices, tablets, or food processors. A surprisingly small percentage of older Americans are likely to put their smartphones at the top of the list because just over one-half of folks who are 50 and older own smartphones.

Smartphones, older Americans are a bit behind the curve. According to a 2016 AARP survey, just 55 percent of the 50-and-over crowd own smartphones. Of course, ownership varies by age cohort. About two-thirds of 50- to 59-year-olds have smartphones. The percentages are far lower for older Americans. Fifty-four percent of 60- to 69-year-olds own smartphones and just 29 percent of those over age 70.1

Here’s an important fact: Baby Boomers who own and use smartphones like them. In 2015, Pew Research revealed the vast majority of the 50-and-older group found smartphones were liberating and helped them connect with the world.2 With the right apps (software programs for your smartphone), smartphones can help people:

  • Keep up with friends and family through email and social media
  • Listen to music, read books, watch movies, or play games
  • Surf the Internet
  • Budget and manage finances
  • Get directions and monitor traffic
  • Take and share pictures
  • Follow current news and events
  • Track appointments and remember to take meds
  • Find fitness, medical, and other information quickly and easily
  • Take and save notes on topics of interest

Of course, smartphone users should employ basic safety measures to keep their data (including emails, texts, friends’ contact information, pictures, and other personal information) safe from prying eyes. It’s a good idea to choose a code, password, or biometric option to lock your phone and install recovery software so you can find a lost phone.


A Snack on the Silk Road

During the Song Dynasty (960 to 1279), shumai, a type of Chinese dumpling, was a common offering in teahouses along the Silk Road. It was part of the multi-course meal that became known as dim sum.3 A concept similar to Spanish tapas, Chinese dim sum is a meal featuring small portions of diverse foods. If you’re a fan of dim sum or Chinese dumplings, add this recipe to your collection.


Shrimp and Snap Pea Shumai4

9 ounces medium shrimp, peeled, deveined, and divided into two halves

1/3 cup green onions, thinly sliced

1 teaspoon fresh ginger, peeled and grated

1 teaspoon dark sesame oil

1/8 teaspoon kosher salt

1 cup sugar snap peas, thinly sliced

18 round gyōza skins

Cooking spray

Napa (Chinese) cabbage or romaine lettuce leaves


Place first half of the shrimp in a mini food processor; pulse five times or until chopped. Add onions, ginger, oil, and salt; pulse two to three times or until almost ground. Spoon the mixture into a medium bowl. Finely chop remaining shrimp. Stir chopped shrimp and peas into ground shrimp mixture.

Work with one gyōza skin at a time (cover remaining skins to prevent drying out). Place the skin on a work surface, starchy side up. Moisten edge of skin with water. Spoon about 2-4 teaspoons shrimp mixture into center of each skin. Gather up and pleat edge of skin around filling, pressing to seal pleats; lightly squeeze skin to adhere to filling, leaving top of dumpling open. Place on a baking sheet lined with plastic wrap coated with cooking spray. Cover with a damp towel or paper towels to prevent drying. Repeat procedure with remaining gyōza skins and filling.

Arrange nine dumplings, one inch apart, over cabbage or lettuce leaves in a steamer. Place steamer over a pot filled with water, cover the pot, and bring the water to a boil. Steam the dumplings for about 8 minutes or until done. Discard the leaves.


What Do You Know About the Silk Road?

The Silk Road wasn’t a road at all. It was a series of trade routes across land and sea that linked China, India, Mongolia, the Middle East, and the Mediterranean.5 According to

“Travelers along the Silk Roads were attracted not only by trade but also by the intellectual and cultural exchange that was taking place in cities along the Silk Roads, many of which developed into hubs of culture and learning. Science, arts, and literature, as well as crafts and technologies were thus shared and disseminated into societies along the lengths of these routes and, in this way, languages, religions, and cultures developed and influenced each other.”

See what you know about the Silk Road by taking this quiz:

1.  What was China called when Marco Polo traveled the Silk Road?7

A.     Levant
B.     Cathay
C.     Dravidian Kingdoms
D.     Sung Empire


2.  Silk Road travel had undesirable consequences. What major disease is suspected to have traveled the trade route from Asia to Europe?7

A.     Asian flu
B.     Black Death
C.     Ergotism
D.     Small pox


3.  What countries might merchants have passed through as they traveled Silk Road trade routes?

A.     Borneo
B.     Iraq
C.     Italy
D.     All of the above


4.  About how many miles did the Silk Road cover?9

A.     4,000
B.     2,500
C.     1,000
D.     300


We’re Not Number One!

Which country is expected to experience the greatest increase in longevity by 2030? A study of the 35 wealthiest nations in the world, completed by the Imperial College London and the World Health Organization, combined results from 21 statistical models and came up with some surprising results.10 The greatest improvements in longevity, during the next decade or so, should be realized by:11

  • South Korea, whose annual Gross Domestic Product (GDP) per person has increased 20-fold since 1960
  • France, which has lower rates of obesity among women
  • Hungary, where fewer men drink to excess or smoke
  • New Zealand, Australia, and Canada, all of which have low infant mortality rates, fewer traffic deaths than other nations, and success in treating and preventing heart disease and cancer

The United States was at the bottom of the list, along with Macedonia, Serbia, Sweden, and Japan. The Economist wrote:11

“The most striking outlier is America. The world’s biggest economy is among the bottom five countries in expected gains for both men and women. At 77 years for men and 81 years for women in 2010, American life expectancy is already among the lowest in the rich world. That is partly because America is the only country in the OECD [Organisation for Economic Co-operation and Development] that does not have universal health care, meaning poorer health for poorer people. It also has the highest maternal and child mortality rates, so fewer people reach old age. High obesity and homicide rates shorten lifespans as well.”

If the study proves to be accurate, by 2030, folks in the Czech Republic, Croatia, and Mexico will live as long as Americans do, on average.11


Quiz Answers:

  1. B – Cathay
  2. B – Black Death
  3. D – All of the above
  4. A – 4,000 miles


Best regards,




Securities and Retirement Plan Consulting Program advisory services offered through LPL Financial, a Registered Investment Advisor, member FINRA/SIPC. Other advisory services and investment advice offered through Dean, Jacobson Financial Services, LLC, a Registered Investment Advisor, and separate entity from LPL Financial.
*The views expressed are offered through Dean, Jacobson Financial Services, and do not necessarily represent the opinions of the firm or its advisors, nor those of LPL Financial.  These views should not be construed as investment advice.  Please contact advisors at Dean, Jacobson Financial Services for specific questions or explanations on interpreting this information for your personal circumstances.
*This newsletter was prepared by Peak Advisor Alliance for use by Dean, Jacobson Financial Services, LLC.  Peak Advisor Alliance is not affiliated with Dean, Jacobson Financial Services or LPL Financial.