Working While Retired

Working While Retired
July 1, 2016 Katherine Matina

Would you accompany a group of high school students studying photojournalism and social change in Argentina? How about a group learning about language and culinary traditions in France? Does working for a season or two in a great place – Mount Rushmore, Glacier National Park, or the Virgin Islands National Park – appeal to you?

Two-thirds of Americans plan to work during retirement, according to the 2016 Retirement Confidence Survey.1 If you’re one of them and have an adventurous spirit, you can work your way across the United States or around the world during retirement. Additionally, many employers say couples are welcome to apply. Here are a few opportunities to consider:

Seasonal work with the National Park Service

From Maine to Guam, and everywhere in between, the National Park Service has volunteer and employment opportunities for people of all ages. Depending on the position and location, you may work irregular hours (including weekends and holidays), be required to wear a uniform, and have housing provided.2

Seasonal work in wonderful places

Job boards such as and specialize in seasonal employment for older workers. You can spend a summer on Mackinac Island in Northern Michigan, the Odiyan Retreat Center in California, or the Chisos Mountains Lodge in Texas.3

Overseas opportunities

Your encore career could include opening a bed and breakfast in a favorite getaway town, teaching English abroad, or becoming a tour guide. If you have strong leadership skills, The Experiment in International Living offers programs for you to accompany high school students in countries around the world.4

In recent years, psychological research has shown experiences bring more happiness than possessions to many people. If you work in retirement, or if you’re looking for a new adventure, make sure it’s an experience to remember!


When the Garden Blooms

Few things taste better than tomatoes fresh off the vine. Here’s a great summer salad recipe from that features heirloom tomatoes.


Heirloom Tomato and Chicken Toss5

4 tablespoons white wine vinegar

3 tablespoons extra-virgin olive oil

2 1/2 teaspoons granulated sugar

1 1/2 teaspoons kosher salt

1/2 teaspoon black pepper

3 cups shredded cooked chicken

2 pounds heirloom tomatoes, cut into 1/2- to 1-inch wedges

1/2 cup thinly sliced red onion

2 tablespoons chopped fresh basil

2 tablespoons finely chopped fresh chives

2 tablespoons chopped fresh flat-leaf parsley leaves

1 tablespoon chopped fresh thyme

Whisk together vinegar, oil, sugar, salt, and pepper in a small bowl. Gently toss together chicken, tomatoes, onion, basil, chives, parsley, and thyme in a large bowl. Add vinegar mixture, and gently toss until thoroughly combined. Serve immediately, or cover and let stand at room temperature for up to 1 hour.


The News Quiz: What Does the Public Know?

The Pew Research Center has an online quiz that examines What the Public Knows – in Pictures, Words, Maps, and Graphs. See what you know by taking this quiz.6


1.  Which country is Pope Francis from originally?

A.  Italy
B.  Mexico
C.  Argentina
D.  Spain


2.  Who is Malala Yousafzai

A.  Pakistan’s Ambassador to the U.S.
B.  2014 Nobel Peace Prize recipient
C.  An academy-award winning director
D.  The first Muslim woman elected to the U.S. congress


3.  The United States recently announced it would re-establish diplomatic relations with which of the following countries?

A.  Cuba
B.  Russia
C.  North Korea
D.  Yemen


4.  There are nine justices on the Supreme Court of the United States. How many are women?

A.  One
B.  Two
C.  Three
D.  Four

You can take the entire quiz by visiting The News IQ Quiz.


And, the Best Beaches are…

Dr. Stephen Leatherman, a.k.a. Dr. Beach, of Florida International University has been reviewing, evaluating, and rating American beaches for more than 25 years. Beach standings are determined by a wealth of factors, including softness of the sand, wave height, temperature of the water, and quality of amenities.

Leatherman checked out more than 600 public beaches and chose the 10 best for 2016. They are:7

  1. Hanauma Bay Beach Park – Oahu, Hawaii
  2. Siesta Beach – Sarasota, Florida
  3. Kapalua Bay Beach – Maui, Hawaii
  4. Ocracoke Lifeguarded Beach – Outer Banks of North Carolina
  5. Coast Guard Beach – Cape Cod, Massachusetts
  6. Grayton Beach State Park – Florida panhandle
  7. Coronado Beach – San Diego, California
  8. Coopers Beach – Southampton, New York
  9. Caladesi Island State Park – Dunedin/Clearwater, Florida
  10. Beachwalker Park – Kiawah Island, South Carolina

Leatherman commented, “My love of sand began as a child. My parents had the notion that if one neighbor has a basketball hoop and another a treehouse, then my family should also have an attraction for the neighborhood kids. I had the biggest backyard sand box in Charlotte, North Carolina. I loved it. Every year I opted for a beach vacation to play in the world’s largest sandbox and frolic in the surf.”8


Quiz Answers:

  1. C – Argentina
  2. B – 2014 Nobel Peace Prize recipient
  3. A – Cuba
  4. C – Three


Best regards,


Securities and Retirement Plan Consulting Program advisory services offered through LPL Financial, a Registered Investment Advisor, member FINRA/SIPC. Other advisory services and investment advice offered through Dean, Jacobson Financial Services, LLC, a Registered Investment Advisor, and separate entity from LPL Financial. *This newsletter was prepared by Peak Advisor Alliance for use by Dean, Jacobson Financial Services, LLC.  Peak Advisor Alliance is not affiliated with LPL Financial. *The views expressed are those of Peak Advisor Alliance, and do not necessarily represent those of Dean, Jacobson Financial Services or of LPL Financial.  These views should not be construed as investment advice.  Please contact advisors at Dean, Jacobson Financial Services for specific questions or explanations on interpreting this information for your personal circumstances.